Smart financial planning,
made simple

No email required. No data collected. No hidden agenda. Just powerful, interactive financial calculators that teach you while you plan.

Buy vs Rent Calculator

Should you buy a home or keep renting? Compare total costs, equity buildup, and investment opportunity costs side by side. Factor in property taxes, maintenance, appreciation, and see exactly when buying breaks even.

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$1,700
Monthly Rent
$2,180
Monthly Mortgage
Yr 1
Yr 3
Yr 5
Yr 7
Yr 10
Net worth comparison over time
Federal Tax$9,852
State Tax$3,614
FICA$5,738
Take-Home Pay
$55,796
74.4% effective rate

Income Tax Calculator 2025

Calculate your federal and state income taxes with real-time visualization. See exactly how progressive tax brackets work, compare filing statuses, and understand your effective tax rate across all 50 states.

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Compound Interest Calculator

Watch your money grow with the power of compounding. Model different contribution amounts, interest rates, and compounding frequencies. See inflation-adjusted returns so you know what your future money is really worth.

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$10,000 initial + $500/mo for 20 years at 7%
$270,692
Total value
Year 0Year 10Year 20
62
Retire Age
$1.2M
Nest Egg
$4,800
Monthly
Projected savings growth to retirement

Retirement Calculator

Plan your path to retirement with confidence. Calculate how much you need to save, see when you can retire, and understand how Social Security, side income, and inflation impact your retirement readiness.

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Mortgage Calculator

Understand your mortgage inside and out. See monthly payments, total interest paid, and the full amortization schedule. Compare 15 vs 30-year terms, factor in PMI, insurance, and property taxes.

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$350,000 loan at 6.5% for 30 years
$2,212/mo
$446K
Total Interest
$796K
Total Paid
Principal (44%)Interest (56%)
$25,000 auto loan at 5.9% for 5 years
$483/mo
Principal remaining$15,200
$3,960
Total Interest
$28,960
Total Cost

Loan Calculator

Calculate payments for any type of loan — auto, personal, or student. See the complete amortization schedule, understand how much goes to interest vs principal each month, and plan your payoff timeline.

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Auto Loan Calculator

Calculate your vehicle financing with state-specific sales tax, trade-in value, negative equity handling, and the option to roll taxes and fees into your loan. See exactly what you'll pay monthly and over the life of the loan.

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$35,000 vehicle · 60 months at 6.5%
$588/mo
$2,538
Sales Tax
$5,258
Total Interest
$5,000
Down Payment
$40,296
Total Cost
Credit Card
$8,500
Student Loan
$22,000
Auto Loan
$12,400
Debt-free in
3 years, 2 months
Save $4,200 with avalanche method

Debt Payoff Calculator

Tackle multiple debts with a clear strategy. Compare avalanche vs snowball methods, see how extra payments accelerate your debt-free date, and visualize the total interest you save with each approach.

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